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Cheri Espe
Residential Loan Officer NMLS ID: 523619

2720 N. Lexington Drive
Janesville, WI 53545

Janesville office: 608-752-5025
Fax: 608-754-8455

Email: Cheri.Espe@AssociatedBank.com

Cheri brings extensive experience to her position as Residential Loan Officer in the Janesville and Monroe office.  She maintains high customer service standards to ensure the customer’s needs are met and she strives to make the customer feel confident with their lending choice.   Read more about Cheri.

Associated Bank Benefits

  • Still want to have personal assistance?

    You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
  • Ready to close on your mortgage quickly?

    We can get your mortgage approved in minutes, rather than days or weeks!
  • Free Pre-approvals

    We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.
  • Confused about which program to choose?

    We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!
 

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Associated Bank Loan Officer will follow up to answer your questions.

Get a Personalized Quote

Buying, building or refinancing? Associated has a full line of mortgage services and products to help you create your own personalized borrowing strategy. Get your personalized quote, compare your options and estimate your closing costs, fees and monthly mortgage payment with our rate estimator.

Simply answer [a few questions], click "Go" and you’ll receive your personalized, estimated rate quote now! After reviewing your personalized quote, you can always change the information you've provided here to better customize your choices. And when you’ve found the best option for your home financing needs, simply click "Apply" and get started today.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 608-752-5025.

Try Our Free Calculators

Interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice. Rates, APRs, and points may be adjusted based on various factors including, but not limited to loan amount, loan product, occupancy type, property type, loan to value, collateral property state and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

The APR is the cost of credit over the term of the loan expressed as an annual rate. The APR shown is based on interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.

Payments shown do not include amounts for taxes and insurance; actual payment obligation will be greater. For adjustable rate loans, after the initial period, rates and payments are based on an index plus a margin.

Rates shown may not be available in all states. Loans subject to credit approval.

Today's Featured Rates

15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.400%  0.000%

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